Apply with Tyler

 

 

 

Looking for a Mortgage in Iowa?

Well, look no further! Tyler Osby is the most recommended mortgage lender in Iowa! With over 1,300 five-star reviews on Google, 28 on Yelp, 350 on Facebook and 650 on Zillow — there are a lot of people sharing why Tyler’s team is the best option for a mortgage in Iowa!

The Tyler Osby Team

Legal Licensing Information:
Fairway Independent Mortgage Corporation, NMLS #2289 | Tyler Osby, NMLS #8668, State of Iowa License #19545

Get started with no hard credit inquiry here!

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As Seen On
 

As Seen On WHO-TV’s HomeWi$e


 
Google Reviews
 

Some Recent Google Reviews

Google Review Summary Caroline - First Time Homebuyer Review Ryan - Bridge Loan Review Katelyn - Speed and Pride Review Rachel - Knowledge and Confidence Review Google Review Summary
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How It Works
 

What to Expect

1

Apply Online

Take about 10 minutes to complete our online application and we’ll have all the pertinent information we need!

2

No Obligation Consultation

Once we receive your loan application, we’ll schedule a one-on-one phone consultation to discuss the loan options you qualify for!

3

Pre-Qualification Letter*

We’ll crunch the numbers, and if they add up we’ll get you our pre-qualification letter.

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Your Pre-Qualification
 

Don’t forget, you get all of this with your pre-qualification!

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Home Loan Report!

Get a custom home loan report, designed specifically for you!

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Get a Copy of Your FICO Score!

As part of your pre-qualification, we’ll get you your FICO score (not a full report, as we’re unable to provide it).

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Client Reviews
 

More Praise from Clients!

Note: Many of our reviews from over 5 years ago were a result of a competition that gave each reviewer an opportunity to win a prize in exchange for providing a review. We’ve since just asked for feedback on client experiences 🙂 As rule-followers we like to disclose how we got our start with online reviews 12 years ago!
Jon and Carrie
“I like the fact that the team would send us updates every week which meant I could see what was being completed as the application progressed.”
Jon and Carrie — Courtesy of: Trulia Recommendations
Sam and Sarah
“Tyler and his team are amazing. He’s always been easily accessible, and very helpful! He answered all of our questions and I felt really comfortable with our situation. I cannot recommend Tyler enough, he really cares about his customers.”
Sam and Sarah — Courtesy of: Facebook Reviews
Reviewer
“I interviewed several mortgage lenders prior to buying my first house. Tyler emailed me back the same day and helped me get through the application process. He is friendly, professional and knowledgeable, but above all else, he is trustworthy. The whole mortgage process was a breeze from start to close.”
First-Time Buyer — Courtesy of: Zillow Reviews
Jon and Melanie
“After working with Tyler, it’s easy to see why he has been successful. He’s a person of extremely high character and integrity who takes his business very personally. I recommend him every opportunity I get. You really can’t go wrong.”
Jon and Melanie — Courtesy of: LinkedIn
Reviewer
“My husband and I have used the Tyler Osby Team twice…once to do a refi and once to do a purchase. They are so easy to work with and help you with every step in the process. We got weekly updates and were always available in between when we had questions. I would work with them again without hesitation!”
Karen and Steve — Courtesy of: Google Reviews
Jon and Katie
“Tyler and his team helped us through the entire process and made it a very simple, quick, and easy process. They are knowledgeable, trustworthy and honest and were always available to answer our questions promptly. We highly recommend their service!”
Jon and Katie — Courtesy of: Facebook Reviews
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More Happy Clients
 

Still not convinced? Here’s some more feedback from past clients!

Bill and Tracey
“We were purchasing a condo in Ames for our daughter at ISU. We live in California, but Tyler and his team kept us informed and worked with us to figure out the technology so we could get papers signed! It was great to know that, even though we were far away, we had Tyler’s team making sure everything went smoothly!”
Bill and Tracey — Courtesy of: Angie’s List
Sarah
“The level of customer service by the Tyler Osby Team is far superior to any I have encountered. The team is knowledgeable, professional, and set to continue serving clients for decades to come. I would rate them a 6 out of 5 stars!”
Sarah — Courtesy of: Trulia
Nick and Andrea
“When we made an offer on our home the sellers countered to move our closing date up — meaning Tyler had to close in less than 30 days. Tyler and his team met the deadline no problem! We received weekly updates and they were wonderful to work with. We will definitely use The Tyler Osby Team in the future!”
Nick and Andrea — Courtesy of: Angie’s List
Amy
“Every interaction with Tyler and his team has been educational and financially helpful. I’ve purchased my first home and have refinanced more than once since then. Anytime I have a question about my mortgage, I know I can reach out and will have a helpful response in no time.”
Amy — Courtesy of: LinkedIn
Shannon
“I cannot say enough great things about Tyler and his staff. They are knowledgeable, accessible, punctual, and detail oriented. Tyler emailed a weekly checklist to us, to his staff, and to our realtor so everyone was on the same page until closing. Working with them eliminated stress.”
Shannon — Courtesy of: LinkedIn
Kyle and Ginnie
“Tyler and his team made our refinance experience smooth and efficient. He went out of his way to keep us informed and helped us understand our options by asking questions and then offering an opinion on the direction that we should go.”
Kyle and Ginnie — Courtesy of: Zillow
Tom and Melissa
“They were quick to respond to our questions, no matter what time of day. He even told me it would make more sense financially to stay with our current lender for our new house. He puts his clients’ best interest first even though he might not get their business.”
Tom and Melissa — Courtesy of: Trulia
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Old Fashioned Feedback
 

Here’s some “old fashioned” client feedback that even surprised us!

Ashley's thank you note Tammi's thank you note Carey's thank you note Anya's thank you note

Let us make you our next raving fan!

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Even More Reviews
 

Even more raving fan feedback from past clients!

Clint and Christie
“Tyler went so far above and beyond what the other lenders did and offered such great advice throughout our entire buying process. It was truly a great experience! There is only one mortgage lender that I will recommend, and that is the Tyler Osby Team!”
Clint and Christie — Courtesy of: Google
Ryan
“The best way to describe working with the team is that they felt like my personal team and a smart, well-informed friend. Customer service is not dead. Tyler is very up front and knows just about everything when it comes to a loan.”
Ryan — Courtesy of: Google
Brian
“Tyler and team made my first home buying experience one to remember. The ease they brought to the process allowed me to enjoy the experience with limited stress. Their communication was impeccable. Before I knew it we were closing and my realtor was handing me the key.”
Brian — Courtesy of: Google
Billy and Jami
“As first time home buyers, we were new to the process and Tyler was there every step of the way. We loved how friendly and accessible everyone was. If you are looking for an honest, hard working, intelligent and all around fun team to assist with your mortgage — we highly recommend Tyler Osby.”
Billy and Jami — Courtesy of: Google
Heather
“I have refinanced my home 3 different times with him over the years, each time obtaining a much lower interest rate. Tyler really cares about the clients he works with and takes a personal interest in helping them — you are not just a number. We trust Tyler completely and will never finance or refinance with anyone else!”
Heather — Courtesy of: Google
Ryan and Steph
“Tyler sat down with us and answered every single question, and never made us feel dumb for asking even the smallest one. We received weekly emails letting us know how the process was going. The day we came in to sign our final paperwork was stress-free and a very, very exciting day!”
Ryan and Steph — Courtesy of: Google
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Serving Iowa
 

Looking for local mortgage companies in Urbandale and Des Moines, IA?

We are your trusted mortgage lenders, securing competitive mortgage rates in Des Moines and Urbandale.

We pride ourselves in putting our customers first! Our priority is to help solve your mortgage concerns by helping you understand your options, and by helping you save the most amount of money on your loan.

As a customer, you have the option of going to either a bank or a mortgage lender. Choosing a bank limits the variety of products available since a bank has fixed rates and products. Choosing a mortgage professional like Tyler Osby gives you more flexibility, customization, and access to an entire network of accredited financial institutions.

Whether you are looking to refinance your current mortgage, purchase a home, or just want information on home loans, our team is here to help!

About Urbandale

Urbandale is a city in Iowa located in Polk and Dallas County with a population of approximately 40,000 people. It is known for outdoor recreation such as camping, boating, and exploring local parks. For more information, visit urbandale.org.

About Des Moines

Des Moines is the capital and largest city in Iowa, with a population of about 204,000. The city has been ranked by Forbes as the “Best Place for Business” in 2010 and 2013. For more information, visit dmgov.org.

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Legal
 

Legal Disclosures

*A pre-qualification is not an approval of credit and does not signify that underwriting requirements have been met.
*Pre-approval is based on a preliminary review of credit information provided to Fairway Independent Mortgage Corporation which has not been reviewed by Underwriting. Final loan approval is subject to a full Underwriting review of support documentation including, but not limited to, applicants’ creditworthiness, assets, income information, and a satisfactory appraisal.

Copyright © 2025 Fairway Independent Mortgage Corporation. NMLS #2289. 4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. All rights reserved.

This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Equal Housing Opportunity.

Full Legal Disclosures

 

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